Locations/ATMS Careers
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Fees

In establishing the following fees, your Board of Directors uses the following criteria:

  • Ability of the Member to avoid fees by using alternate services
  • The basic cost to credit union operations
  • Charges assessed at similar institutions
  • Justification of ordinary member use vs. extraordinary use

Safe Deposit Box Rental Notes:
Visit your local branch to see what boxes are available. Standard box depth is 20" but can vary by box size and location.

Checking Account Fees

Account Reconciliation $20.00/hour
Check Printing Prices Vary
(Contact us to see how you may qualify for FREE or discounted check prices)
Undeliverable Address $5.00
(Check orders returned to the Credit Union by post office)
Monthly Fee No Charge
Non-Sufficient Funds (NSF) $25.00
Copy of Check $3.00
Per-Check Fees No Charge
Temporary Checks (four) $2.00
Certified Check $3.00
Overdraft Privilege $25.00
(check, debit card or ACH paid)

Automatic Teller Machine (ATM)

Proprietary ATM Surcharge No Charge
Deposits, Transfers No Charge

Visa Debit Cards

Visa Debit Card Transaction Fee No Charge
Foreign Currency Conversion Fee up to 1%
(International Service Assessment

Miscellaneous Fees

Account Closing $5.00
(If closed within 90 days of opening)
Account Maintenance No Charge
Account Research $10.00/hour
ACH/Electronic Withdrawal/ATM/Visa Debit Non-Sufficient Funds (NSF) $25.00
Cashier’s Check under $500.00 $1.50
Check Processing $3.00
(Waived for members who are under 23 years of age or over 55, member has 3 or more products or services, or has an account or loan with a cumulative balance of $250 or more)
Escheats Processing Fee $50.00
Express Pay Online Authorization $2.00
(Self-service)
Express Pay Phone Authorization $10.00
(Credit Union employee assisted)
Garnishment, Levy, or Court Order Processing Fee $45.00
Inactive Membership $5.00/quarter
(Charged to accounts with cumulative balances below $250, with no activity within last year. Waived for minors and members taking advantage of certain services)
Income Withholding Orders 10% of Amount Withheld
IRA Set-Up No Charge
IRA Maintenance/Closing No Charge
Land Contract Collection $20.00/month
Loan Refinance/Rate Adjustment $35.00
Manual Telephone Transfer $1.00
Manual Cross-Member Telephone Transfer $2.00
Member Number Change $5.00 per account
(up to a maximum of $25.00)
Money Order $1.50
One Month Account History Print Out $1.00
Online Expedited Bill Payment $5.00
(Select Payees)

 

Overdraft Transfer $2.00
Postpone-A-Payment/Skip-A-Pay $20.00
Real Estate Escrow Waiver $100.00
Returned Item $20.00
Safe Deposit Box Rental (annual fee due March 15th)
3 x 5 $15.00
3 x 10 $25.00
5 x 5 $22.50
5 x 10 $40.00
7 x 10 $52.00
10 x 10 $75.00
Self Service Coin Counting 2%
Statement Copy $3.00
Stop Payment $20.00
(Check, Money Order, ACH, etc.)
Visa Gift Cards $5.00 in office
Wire Transfer $12.00 to $30.00
International Wire Fee $40.00
(Wire Transfer requests must be received before 4:00 PM EST for domestic wires and 3:00 PM EST for international wires on a business day, to go out the same day. Requests made after 4:00 PM EST for domestic wires and 3:00 PM EST for international wires will be sent on the next business day.)