Rates are subject to change, please ask for current rates when depositing. Earnings could be reduced by fees and/or early withdrawal penalties. Dividends are forfeited if account is closed before the dividend has been credited to the account. Dividends are credited on the first day of each quarter (January 1st, April 1st, July 1st and October 1st). *APY = Annual Percentage Yield
Interest Rates Effective Until December 19th, 2018
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Shares (Savings), Club Accounts and All Purpose Accounts
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0.15% APY*
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Shares (Savings) – Minimum Balance $5
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Share Draft Accounts (Checking Accounts)
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0 to $2,999
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$3,000 & Up
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0.10% APY*
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0.20% APY*
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Boost Checking
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$0 to $10,000 (monthly qualifications NOT met)
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$0 to $10,000 (ALL monthly qualifications met)
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$10,001 and up
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0.00% APY*
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3.00% APY*
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0.00% APY*
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Term
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Minimum Balance
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Rate
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APY*
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3 Months
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$1,000
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1.10%
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1.10%
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6 Months
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$1,000
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1.59%
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1.60%
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1 Year
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$1,000
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1.79%
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1.80%
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18 Months
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$500
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1.94%
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1.95%
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2 Years
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$1,000
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2.08%
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2.10%
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30 Months
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$1,000
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2.23%
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2.25%
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3 Years
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$1,000
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2.38%
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2.40%
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42 Months
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$1,000
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2.48%
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2.50%
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4 Years
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$1,000
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2.58%
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2.60%
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54 Months
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$1,000
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2.67%
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2.70%
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| 5 Years | $1,000 |
2.77%
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2.80%
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Term Share Certificates subject to penalty for early withdrawal.
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IRA* and Coverdell Education Certificates
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Term
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Minimum Balance
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Rate
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APY*
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1 Year
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$1,000
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1.79%
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1.80%
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2 Years
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$1,000
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2.08%
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2.10%
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3 Years
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$1,000
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2.28%
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2.30%
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4 Years
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$1,000
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2.48%
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2.50%
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5 Years
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$1,000
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2.67%
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2.70%
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IRA and Coverdell Education Certificates subject to penalty for early withdrawal.
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IRA* and Coverdell Education Shares
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0 to $1,000
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$1,001 to $10,000
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$10,001 to $25,000
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$25,001 & Up
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0.50% APY*
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0.75% APY*
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1.00% APY*
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1.51% APY* *
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Savings Plus*
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Minimum Balance
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Rate
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APY*
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0 to $999
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0.15%
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0.15%
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$1,000 to $9,999
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0.25%
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0.25%
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$10,000 to $49,999
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0.35%
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0.35%
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$50,000 to $99,999
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0.45%
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0.45%
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$100,000 to $199,999
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0.55%
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0.55%
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$200,000 and up
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0.65%
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0.65%
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Jumbo Term Share Certificates
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Term
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Minimum Balance
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Rate
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APY*
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1 Month
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$100,000
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0.55%
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0.55%
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3 Months
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$100,000
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1.35%
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1.35%
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6 Months
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$100,000
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1.69%
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1.70%
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1 Year
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$100,000
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1.89%
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1.90%
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2 Years
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$100,000
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2.23%
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2.25%
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3 Years
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$100,000
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2.53%
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2.55%
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4 Years
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$100,000
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2.72%
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2.75%
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5 Years
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$100,000
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2.92%
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2.95%
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Jumbo Term Share Certificates subject to penalty for early withdrawal.
* Businesses are ineligible for Savings Plus and IRA accounts.
