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Updated Statement Concerning COVID-19 Coronavirus
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Savings and Investing Rates

Rates are subject to change, please ask for current rates when depositing. Earnings could be reduced by fees and/or early withdrawal penalties. Dividends are forfeited if account is closed before the dividend has been credited to the account. Dividends are credited on the last day of each month. *APY = Annual Percentage Yield

 
Shares (Savings), Club Accounts and All Purpose Accounts
0.15% APY*

Shares (Savings) – Minimum Balance $5

Share Draft Accounts (Checking Accounts)
0 to $2,999
$3,000 & Up
0.10% APY*
0.20% APY*
Boost Checking
$0 to $10,000 (monthly qualifications NOT met)
$0 to $10,000 (ALL monthly qualifications met)
$10,001 and up
0.00% APY*
5.00% APY*
0.00% APY*
Term Share Certificates
Term
Minimum Balance
Rate
APY*
3 Months
$1,000
1.00%
1.00%
6 Months
$1,000
1.29%
1.30%
1 Year
$1,000
1.69%
1.70%
18 Months
$500
1.79%
1.80%
2 Years
$1,000
1.89%
1.90%
30 Months
$1,000
1.94%
1.95%
3 Years
$1,000
1.99%
2.00%
42 Months
$1,000
2.03%
2.05%
4 Years
$1,000
2.08%
2.10%
54 Months
$1,000
2.13%
2.15%
5 Years $1,000
2.18%
2.20%
   

Term Share Certificates subject to penalty for early withdrawal.

IRA* and Coverdell Education Certificates
Term
Minimum Balance
Rate
APY*
1 Year
$1,000
2.08%
2.10%
2 Years
$1,000
2.28%
2.30%
3 Years
$1,000
2.38%
2.40%
4 Years
$1,000
2.48%
2.50%
5 Years
$1,000
2.58%
2.60%

IRA and Coverdell Education Certificates subject to penalty for early withdrawal.

IRA* and Coverdell Education Shares
0 to $1,000
$1,001 to $10,000
$10,001 to $25,000
$25,001 & Up
0.50% APY*
0.75% APY*
1.00% APY*
1.51% APY* *

Savings Plus*
Minimum Balance
Rate
APY*
0 to $999
0.15%
0.15%
$1,000 to $9,999
0.25%
0.25%
$10,000 to $49,999
0.35%
0.35%
$50,000 to $99,999
0.45%
0.45%
$100,000 to $199,999
0.55%
0.55%
$200,000 and up
0.65%
0.65%

AMP Term Share Certificates
Term
Minimum Balance
Rate
APY*
3 Months – 1 Year
$100
1.44%
1.45%
13 Months – 2 Years
$100
1.64%
1.65%
25 Months – 3 Years
$100
1.74%
1.75%
37 Months – 4 Years
$100
1.84%
1.85%
49 Months – 5 Years
$100
1.94%
1.95%

AMP Term Share Certificates subject to penalty for early withdrawal.

Jumbo Term Share Certificates
Term
Minimum Balance
Rate
APY*
1 Month
$100,000
0.50%
0.50%
3 Months
$100,000
1.15%
1.15%
6 Months
$100,000
1.39%
1.40%
1 Year
$100,000
1.79%
1.80%
2 Years
$100,000
1.99%
2.00%
3 Years
$100,000
2.08%
2.10%
4 Years
$100,000
2.18%
2.20%
5 Years
$100,000
2.28%
2.30%

Jumbo Term Share Certificates subject to penalty for early withdrawal.

* Businesses are ineligible for Savings Plus and IRA accounts.