Rates are subject to change, please ask for current rates when depositing. Earnings could be reduced by fees and/or early withdrawal penalties. Dividends are forfeited if account is closed before the dividend has been credited to the account. Dividends are credited on the last day of each month. *APY = Annual Percentage Yield
Interest Rates Effective Until January 29, 2020
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Shares (Savings), Club Accounts and All Purpose Accounts
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0.15% APY*
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Shares (Savings) – Minimum Balance $5
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Share Draft Accounts (Checking Accounts)
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0 to $2,999
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$3,000 & Up
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0.10% APY*
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0.20% APY*
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Boost Checking
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$0 to $10,000 (monthly qualifications NOT met)
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$0 to $10,000 (ALL monthly qualifications met)
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$10,001 and up
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0.00% APY*
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5.00% APY*
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0.00% APY*
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Term
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Minimum Balance
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Rate
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APY*
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3 Months
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$1,000
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1.10%
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1.10%
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6 Months
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$1,000
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1.64%
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1.65%
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1 Year
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$1,000
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2.08%
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2.10%
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18 Months
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$500
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2.18%
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2.20%
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2 Years
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$1,000
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2.23%
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2.25%
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30 Months
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$1,000
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2.33%
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2.35%
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3 Years
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$1,000
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2.43%
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2.45%
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42 Months
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$1,000
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2.53%
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2.55%
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4 Years
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$1,000
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2.58%
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2.60%
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54 Months
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$1,000
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2.62%
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2.65%
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| 5 Years | $1,000 |
2.67%
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2.70%
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Term Share Certificates subject to penalty for early withdrawal.
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IRA* and Coverdell Education Certificates
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Term
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Minimum Balance
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Rate
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APY*
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1 Year
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$1,000
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2.28%
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2.30%
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2 Years
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$1,000
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2.48%
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2.50%
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3 Years
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$1,000
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2.67%
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2.70%
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4 Years
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$1,000
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2.87%
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2.90%
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5 Years
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$1,000
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3.06%
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3.10%
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IRA and Coverdell Education Certificates subject to penalty for early withdrawal.
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IRA* and Coverdell Education Shares
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0 to $1,000
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$1,001 to $10,000
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$10,001 to $25,000
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$25,001 & Up
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0.50% APY*
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0.75% APY*
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1.00% APY*
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1.51% APY* *
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Savings Plus*
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Minimum Balance
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Rate
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APY*
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0 to $999
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0.15%
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0.15%
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$1,000 to $9,999
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0.25%
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0.25%
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$10,000 to $49,999
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0.35%
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0.35%
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$50,000 to $99,999
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0.45%
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0.45%
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$100,000 to $199,999
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0.55%
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0.55%
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$200,000 and up
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0.65%
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0.65%
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AMP Term Share Certificates
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Term
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Minimum Balance
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Rate
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APY*
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3 Months – 1 Year
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$100
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1.84%
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1.85%
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13 Months – 2 Years
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$100
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1.99%
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2.00%
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25 Months – 3 Years
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$100
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2.18%
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2.20%
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37 Months – 4 Years
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$100
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2.33%
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2.35%
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49 Months – 5 Years
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$100
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2.43%
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2.45%
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Jumbo Term Share Certificates
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Term
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Minimum Balance
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Rate
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APY*
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1 Month
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$100,000
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0.50%
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0.50%
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3 Months
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$100,000
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1.25%
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1.25%
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6 Months
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$100,000
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1.74%
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1.75%
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1 Year
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$100,000
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2.18%
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2.20%
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2 Years
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$100,000
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2.33%
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2.35%
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3 Years
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$100,000
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2.53%
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2.55%
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4 Years
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$100,000
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2.67%
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2.70%
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5 Years
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$100,000
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2.77%
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2.80%
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Jumbo Term Share Certificates subject to penalty for early withdrawal.
* Businesses are ineligible for Savings Plus and IRA accounts.
