Rates are subject to change, please ask for current rates when depositing. Earnings could be reduced by fees and/or early withdrawal penalties. Dividends are forfeited if account is closed before the dividend has been credited to the account. Dividends are credited on the first day of each quarter (January 1st, April 1st, July 1st and October 1st). *APY = Annual Percentage Yield
Interest Rates Effective Until April 25, 2018
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Shares (Savings), Club Accounts and All Purpose Accounts
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0.15% APY*
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Share Draft Accounts (Checking Accounts)
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0 to $2,999
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$3,000 & Up
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0.10% APY*
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0.20% APY*
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Boost Checking
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$0 to $10,000 (monthly qualifications NOT met)
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$0 to $10,000 (ALL monthly qualifications met)
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$10,001 and up
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0.00% APY*
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3.0% APY*
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0.0% APY*
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Term
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Minimum Balance
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Rate
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APY*
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3 Months
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$1,000
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0.70%
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0.70%
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6 Months
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$1,000
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1.29%
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1.30%
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1 Year
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$1,000
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1.54%
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1.55%
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18 Months
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$500
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1.64%
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1.65%
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2 Years
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$1,000
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1.74%
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1.75%
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30 Months
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$1,000
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1.84%
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1.85%
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3 Years
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$1,000
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1.94%
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1.95%
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42 Months
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$1,000
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2.03%
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2.05%
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4 Years
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$1,000
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2.13%
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2.15%
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IRA* and Coverdell Education Certificates
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Term
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Minimum Balance
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Rate
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APY*
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1 Year
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$1,000
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1.54%
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1.55%
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2 Years
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$1,000
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1.74%
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1.75%
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3 Years
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$1,000
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1.94%
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1.95%
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4 Years
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$1,000
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2.13%
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2.15%
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IRA* and Coverdell Education Shares
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0 to $1,000
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$1,001 to $10,000
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$10,001 to $25,000
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$25,001 & Up
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0.50% APY*
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0.75% APY*
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1.00% APY*
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1.51% APY* *
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Savings Plus*
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Minimum Balance
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Rate
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APY*
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0 to $999
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0.15%
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0.15%
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$1,000 to $9,999
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0.25%
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0.25%
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$10,000 to $49,999
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0.35%
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0.35%
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$50,000 to $99,999
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0.45%
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0.45%
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$100,000 to $199,999
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0.55%
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0.55%
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$200,000 and up
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0.65%
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0.65%
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Jumbo Term Share Certificates
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Term
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Minimum Balance
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Rate
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APY*
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1 Month
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$100,000
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0.45%
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0.45%
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3 Months
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$100,000
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0.95%
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0.95%
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6 Months
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$100,000
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1.39%
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1.40%
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1 Year
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$100,000
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1.64%
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1.65%
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* Businesses are ineligible for Savings Plus and IRA accounts.
