Home Equity


Our Home Equity Loans help you make your dreams reality with no fees and fixed or variable rates. Some of the features and benefits include:

  • Borrow up to 80% of Appraisal/AVM  Value, minus mortgage balance
  • Term determined by amount of loan (maximum 10 years fixed)
  • Low closing costs
  • Minimum loan amount is $5,000
  • 90% Loan-To-Value availablity limited to a fully documented file and underwriter approval
  • Apply Online
  • Additional Disclosures


In addition to traditional Home Equity Loans, we also offer a Home Equity Line of Credit (HELOC). Our HELOC’s features and benefits include:

  • You can advance by check, Dort by Phone, Dort Online, or in person at any of our ten locations.
  • Low rates
  • Variable rates based on Prime plus a margin (margin identified at time of application, is defined as the number of percentage points the lender adds to the index rate to determine the annual percentage rate to be charged).
  • No closing costs
  • 15 year draw period
  • Payment amount is the balance of the loan amortized over 20 years
  • No minimum draw
  • Apply Online
  • Additional Disclosures, please see below

To find out more about our Home Equity Loans, call us at 888-837-4317 and ask to speak with a Home Equity Support Specialist.

USA Patriot Act requirements for loan applications.

Additional Disclosures

  • Please read and retain a copy of preliminary disclosures.
  • All terms are subject to change. If terms change (other than the annual percentage rate) and you decide, as a result, not to enter into an agreement with us, you are entitled to a refund of any fees you paid to us or anyone else in connection with your application.
  • Finance charges may be tax deductible (consult your tax advisor).
  • We will take a security interest in your home (collateral). You could lose your home if you do not meet the obligations in your agreement with us.