HOME EQUITY LOANS: FLEXIBLE TERMS AWAIT

Our Home Equity Loans help you make your dreams reality

• Borrow up to 90% of the value of your home
• Flexible Terms
• Low closing costs
• Loan fixed rates

APPLY FOR A HOME EQUITY LOAN   TALK WITH SOMEONE HOME EQUITY LOAN RATES

SIMPLE HOME EQUITY LINE OF CREDIT (HELOC)

• Access to your money when you need it
• Low Interest Only Payments
• 10-year draw period
• No closing costs**
• Low rates- based on the Wall Street Journal Prime Rate and qualifying margin+ Currently variable APRs as low as 6.25% based on the Wall Street Journal Prime Rate. Maximum APR that may apply is 25.00%.

NMLS #469349

Additional Disclosures

• All terms are subject to change. We will take a security interest in your home (collateral). You could lose your home if you do not meet the obligations in your agreement with us. Offer valid on owner occupied property only where collateral loan to value is 90% or less and excludes all loans already financed at the credit union. Proof of income required, subject to normal underwriting guidelines. Other restrictions may apply. Consult your tax advisor about potential tax benefits.
  *Introductory Annual Percentage Rate (APR) of 4.99% begins on the date of closing and is effective for 6 months. After the 6-month period, the variable rate APR as disclosed in your Home Equity Line of Credit Account Credit Agreement and Disclosure Statement will apply. Introductory APR offered on new Dort Financial HELOCs. Offer valid only where loan to value is 80% or less and excludes all loans already financed at the credit union. Members who currently have a Home Equity Line of Credit through Dort Financial are not eligible. Introductory APR offer good for a limited time. Current variable APRs are based on the prime rate and margin. Currently variable APRs as low as 6.25% based on the Wall Street Journal Prime Rate. The maximum APR that may apply is 25.00%. 10-year draw period. Minimum loan amount of $1,000. Maximum loan amount $500,000

   

        **Closing costs typically include appraisal, title insurance, recording fee and range from $350 to $1,200. These costs are initially waived by the credit union. Repayment of waived costs will be required if the HELOC is closed and cancelled within  24 months of origination. Property insurance required. Monthly payments based on your accrued finance charge. Programs, rates, terms and conditions are subject to change without notice. Properties in Florida are subject to document stamps, paid by the borrower.