Schedule of Fees and Charges for Visa Platinum Cardholders

Autos, Boats, RVs, Motorcycles (500cc and higher) |
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24 Months |
36 Months |
48 Months |
60 Months |
72 Months |
84 Months |
120 Months |
144 Months |
180 Months |
2.24% APR*
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2.49% APR*
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2.74% APR*
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2.74%
APR* |
3.25% APR*
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4.00%
APR* |
4.25%
APR* |
4.50%
APR* |
5.00%
APR* |
24-month term at 2.24%* would have an estimated monthly payment of $42.65 per $1,000 borrowed.
180-month term at 5.00% would have an estimated monthly payment of $7.91 per $1,000 borrowed.
Fixed Home Equity |
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Up To 80% of Home’s Value |
Up To 90% of Home’s Value |
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60 Months Maximum
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120 Months Maximum
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180 Months Maximum
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3.50% APR*
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4.25% APR*
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6.75% APR*
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180-month term at 6.75% would have an estimated monthly payment of $8.85 per $1,000 borrowed.
Home Equity Line of Credit (HELOC) |
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Up To 75% of |
Up To 80% of |
Up To 85% of |
Up To 90% of |
4.00% APR*
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4.00% APR*
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4.00% APR*
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4.00% APR*
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HELOC loans are a variable rate loan. Your rate will depend on your credit score and loan to value ratio and is based on the Prime Interest rate plus or minus a margin. Margins vary between minus .50% and plus 5.00% APR. Your overall rate (Prime plus or minus the margin) will never fall below 4.00% APR nor will it exceed 18.00% APR.
For our latest mortgage rates, call 810.767-8390 (toll free 1.800.521.3796) and ask for our mortgage department.
Unsecured Loans |
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EZLOC
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Signature Loans
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8.25% APR*
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9.99% APR*
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36-month term at 9.99% would have an estimated monthly payment of $32.26 per $1,000 borrowed.
Additional Loan Rates
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Shared Secured
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Stock Secured
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120 Months Maximum
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36 Months Maximum
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APR is Highest Dividend Rate + 2.00%
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4.00% APR*
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36-month term at 4.00%* would have an estimated monthly payment of $29.52 per $1,000 borrowed.
Motorcycles (lower than 500cc), ATV’s, Jet Ski’s, Snowmobiles
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24-36 Months
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37-60 Months
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72 Months
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84 Months
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3.50% APR*
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4.00% APR*
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4.50% APR*
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5.00% APR*
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60-month term at 4.00%* would have an estimated monthly payment of $18.64 per $1,000 borrowed.
*Annual Percentage Rate (A.P.R.)