Loan Rates | Dort Federal Credit Union - Serving Genesee County, MI

Loan Rates

Dort Federal has a variety of lending programs available. Let our friendly, knowledgeable staff help you select what best fits your situation. Rates subject to change without notice. Please call for current rates and terms. Finance rate commitment is based on individual credit history. The rates shown are available to members with qualifying credit scores. Actual rates may be higher and will be determined by a member’s individual credit score, loan terms, and collateral, if applicable. All loans subject to credit approval. Some restrictions may apply.

Interest Rates Effective Until December 11th, 2019.

Schedule of Fees and Charges for Visa Platinum Cardholders

Autos, Boats, RVs, Motorcycles (500cc and higher)
24 Months	36 Months	48 Months	60 Months	72 Months	84 Months	120 Months	144 Months	180 Months
2.99% APR*	3.24% APR*	3.49% APR*	3.49% APR*	4.00% APR*	5.00% APR*	5.25% APR*	5.75% APR*	6.25% APR*

24-month term at 2.99%* would have an estimated monthly payment of $42.98 per $1,000 borrowed.
180-month term at 6.25%* would have an estimated monthly payment of $8.58 per $1,000 borrowed.

Fixed Home Equity
Up To 80% of Home’s Value		Up To 90% of Home’s Value
60 Months Maximum	120 Months Maximum	180 Months Maximum
3.50% APR*	4.25% APR*	6.75% APR*

180-month term at 4.75% would have an estimated monthly payment of $7.78 per $1,000 borrowed.

Home Equity Line of Credit (HELOC)
Up To 75% of Home’s Value	Up To 80% of Home’s Value	Up To 85% of Home’s Value	Up To 90% of Home’s Value
4.50% APR*	4.50% APR*	5.00% APR*	5.25% APR*

HELOC loans are a variable rate loan. Your rate will depend on your credit score and loan to value ratio and is based on the Prime Interest rate plus or minus a margin. Margins vary between minus .50% and plus 5.00% APR. Your overall rate (Prime plus or minus the margin) will never fall below 4.00% APR nor will it exceed 18.00% APR.
For our latest mortgage rates, call 810.767-8390 (toll free 1.800.521.3796) and ask for our mortgage department.

Unsecured Loans
EZLOC	Signature Loans
10.00% APR*	9.99% APR*

36-month term at 9.99% would have an estimated monthly payment of $32.26 per $1,000 borrowed.

Additional Loan Rates
Shared Secured	Stock Secured
120 Months Maximum	36 Months Maximum
APR is Highest Dividend Rate + 2.00%	5.75% APR*

120-month term at 2.15%* would have an estimated monthly payment of $9.27 per $1,000 borrowed.

36-month term at 5.75%* would have an estimated monthly payment of $30.32 per $1,000 borrowed.

Motorcycles (lower than 500cc), ATV’s, Jet Ski’s, Snowmobiles
24-36 Months	37-60 Months	72 Months
3.99% APR*	4.49%*	4.99% APR*

60-month term at 4.49%* would have an estimated monthly payment of $18.64 per $1,000 borrowed.

*Annual Percentage Rate (A.P.R.)