Loan Rates

Dort Federal has a variety of lending programs available. Let our friendly, knowledgeable staff help you select what best fits your situation. Rates subject to change without notice. Please call for current rates and terms. Finance rate commitment is based on individual credit history. The rate shown is provided to members with excellent credit. The rate increases when there have been issues with credit history. Rates for Autos, RVs, and Motorcycles are for 2013 model years or newer. 

Interest Rates Effective Until August 28, 2019.

Schedule of Fees and Charges for Visa Platinum Cardholders

Autos, Boats, RVs, Motorcycles (500cc and higher)

24 Months

36 Months

48 Months

60 Months

72 Months

84 Months

120 Months

144 Months

180 Months

2.99% APR*
3.24% APR*
3.49% APR*
4.00% APR*

Fixed Home Equity

Up To 80% of Home’s Value

Up To 90% of Home’s Value

60 Months Maximum
180 Months Maximum
180 Months Maximum
3.50% APR*
5.25% APR*
6.75% APR*

Home Equity Line of Credit (HELOC)

Up To 75% of
Home’s Value

Up To 80% of
Home’s Value

Up To 85% of
Home’s Value

Up To 90% of
Home’s Value

5.00% APR*
5.00% APR*
5.50% APR*
5.75% APR*

For our latest mortgage rates, call 810.767-8390 (toll free 1.800.521.3796) and ask for our mortgage department.

Unsecured Lines of Credit

Visa Platinum – Rewards
Visa Platinum – No Rewards
11.50% APR*
9.50% APR*
10.25% APR*
Additional Loan Rates
Motorcycles (lower than 500cc), ATV’s, Jet Ski’s, Snowmobiles
Shared Secured
Stock Secured
36 – 60 Months
144 Months Maximum
120 Months Maximum
36 Months Maximum
4.49% APR*
8.49% APR*
APR is Highest Dividend Rate + 2.00%
6.00% APR*

*Annual Percentage Rate (A.P.R.)