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Be cautious of phone calls, texts, or emails claiming to be from Dort Financial’s fraud department or related merchants. We will never ask for your online banking password, card CVV or full card number, PIN, to approve fraudulent transactions, or to share one-time passcodes over the phone. Our communication also will not include links requesting you to use them. If you receive a suspicious request, hang up immediately and call us at 800-521-3796.
Dort Financial has a variety of lending programs available. Let our friendly, knowledgeable staff help you select what best fits your situation. Rates subject to change without notice. Please call for current rates and terms. Finance rate commitment is based on individual credit history. The rates shown are available to members with qualifying credit scores. Actual rates may be higher and will be determined by a member’s individual credit score, loan terms, and collateral, if applicable. All loans subject to credit approval. Some restrictions may apply.
Schedule of Fees & Loan Payments for Visa Platinum Cardholders
* *Annual Percentage Rate. This special rate promotion of 1.00% APR off your current vehicle loan rate for this Auto Refinance Loan Promo will be only available during November 19, 2025, through September 30, 2026. Loans must close by September 30, 2026. Rate will not go below 4.50% APR. Motorcycles, RV, Boat, powersport and existing Dort Financial loans do not qualify. Proof of current loan term and rate may be required.
**First payment may be deferred up to 90 days after loan is funded. Interest continues to accrue during the payment deferral period.
Other restrictions may apply. Qualification is based on assessment of individual creditworthiness and our underwriting standards. Not all applicants will qualify. This offer is subject to change at any time and can’t be combined with any other offers.
| Autos - New | 36 Months | 37 - 48 Months | 49 - 60 Months | 61 - 72 Months |
| 4.79% APR* | 5.04% APR* | 5.29% APR* | 5.79% APR* |
36-month term at 4.79%* would have an estimated monthly payment of $29.88 per $1,000 borrowed.
Longer terms may be available for highly qualified borrowers with adequate collateral.
| Autos - Used | 36 Months | 37 - 48 Months | 49 - 60 Months | 61 - 72 Months |
| 4.79% APR* | 5.04% APR* | 5.29% APR* | 5.79% APR* |
36-month term at 4.79%* would have an estimated monthly payment of $29.88 per $1,000 borrowed.
Longer terms may be available for highly qualified borrowers with adequate collateral.
*APR = Annual Percentage Rate
| RVs | New | Used |
| 7.49% APR* | 7.99% APR* |
36-month term at 7.49%* would have an estimated monthly payment of $31.11 per $1,000 borrowed.
36-month term at 7.99%* would have an estimated monthly payment of $31.34 per $1,000 borrowed.
Longer terms may be available for highly qualified borrowers with adequate collateral.
| Motorcycles | New | Used |
| 9.99% APR* | 10.99% APR* |
36-month term at 9.99 %* would have an estimated monthly payment of $32.27 per $1,000 borrowed.
36-month term at 10.99 %* would have an estimated monthly payment of $32.74 per $1,000 borrowed.
Longer terms may be available for highly qualified borrowers with adequate collateral.
*APR = Annual Percentage Rate
| Boats | New | Used |
| 6.99% APR* | 6.99% APR* |
36-month term at 6.99%* would have an estimated monthly payment of $30.88 per $1,000 borrowed.
36-month term at 6.99%* would have an estimated monthly payment of $30.88 per $1,000 borrowed.
Longer terms may be available for highly qualified borrowers with adequate collateral.
| PowerSports | New | Used |
| 9.99% APR* | 10.99% APR* |
36-month term at 9.99%* would have an estimated monthly payment of $32.27 per $1,000 borrowed.
36-month term at 10.99%* would have an estimated monthly payment of $32.74 per $1,000 borrowed.
Longer terms may be available for highly qualified borrowers with adequate collateral.
*APR = Annual Percentage Rate
| Fixed Home Equity | Up To 80% of Home’s Value | Up To 90% of Home’s Value | |
| 60 Months Maximum | 120 Months Maximum | 180 Months Maximum | |
| 6.49% APR* | 7.49% APR* | 7.74% APR* | |
120-month term at 6.49%* would have an estimated monthly payment of $11.35 per $1,000 borrowed.
Longer terms may be available for highly qualified borrowers with adequate collateral.
| Home Equity Line of Credit (HELOC) | Up To 80% of Home’s Value |
Up To 90% of Home’s Value |
| 6.25% APR* | 7.00% APR* |
HELOC loans are a variable rate loan. Your rate will depend on your credit score and loan to value ratio and is based on the Prime Interest rate plus or minus a margin. Margins vary between minus .50% and plus 5.00% APR. Your overall rate (Prime plus or minus the margin) will never exceed 25.00% APR. Current variable rates based on Prime plus or minus a margin (margin identified at time of application, is defined as the number of percentage points the lender subtracts or adds to the index rate to determine the annual percentage rate to be charged). Current APRs range from 6.25% to 10.75%.
For our latest mortgage rates, call toll free 888-845-0653.
*APR = Annual Percentage Rate
| Unsecured Loans | Signature Loans | |
| 11.99% APR* |
36-month term at 11.99% would have an estimated monthly payment of $33.38 per $1,000 borrowed.
| Additional Loan Rates | Share Secured |
| 96 Months Maximum | |
| APR is Highest Dividend Rate + 3.00% |
Finance charge may vary with loan date and your last payment may vary from previous payments. Total unsecured loans from Dort Financial Credit Union may not exceed $100,000. Other restrictions may apply. Loan underwriting based on Dort Financial Credit Union credit standards.
Equal Opportunity Lender.
*APR = Annual Percentage Rate
Ask anyone about their Dort Financial Credit Union auto loan and they’ll tell you about their low rates, the different options, the convenience of applying, and most of all, the personal attention they received – the kind that Dort Financial members have enjoyed for more than 65 years.
Our Home Equity Loans help you make your dreams reality with fixed or variable rates. Let the Equity You’ve Built into Your Home Work Harder for You. Borrow up to 90% of Appraisal/AVM Value, minus mortgage balance.
If you're using a screen reader or other auxiliary aid and are having problems using this website, please call 800.521.3796 for assistance. All products and services available on this website are available at all Dort Financial Credit Union locations.
